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You have access to two environments. Build in sandbox, then move to live using the same endpoints when you are production-ready. Each app has a separate key pair for each environment, both available under Developers → Configuration in the dashboard.

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What stays the same

Endpoint paths

/api/v1/wallet/ngn/create is the same path in both environments.

Request and response shapes

The same parameters, the same entity envelope, the same field names.

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What changes

Your keys

Sandbox keys only work against sandbox; live keys only against live.

Webhook subscriptions

Subscriptions are per-environment. Re-subscribe after you go live.

Settlement

Live payouts debit your funded Pila balance and reach real bank accounts.

Access

Live requires a verified account. Sandbox is available as soon as you sign up.

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Switching over

Keep the base URL and the key in configuration rather than in code, so the move to production is a deploy rather than a rewrite.
Do not commit either file. Load these from your deployment platform’s secret store.

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Before you go live

1

Verify your account

Live keys only work once your business has been verified. See Create an app.
2

Fund your Pila wallet

Payouts settle from your balance. See Fund your wallet.
3

Re-subscribe your webhooks

Point webhook subscriptions at your production URL, using your live key.
4

Set your payment PIN and settlement account

Configure these under BaaS settings. See the dashboard guide.